Does Bunnings Do Afterpay

by Aditya
December 15, 2025
Does Bunnings Do Afterpay

Thinking about tackling that weekend project and wondering if you can split the cost? Bunnings is a go-to for so many of us when it comes to home improvements, big or small. So, the big question on everyone’s lips is: Does Bunnings do Afterpay? We’ve dug into the details to clear things up, covering how it works both in-store and online, and what you need to know before you head to the checkout.

So, you’re heading to Bunnings, maybe for that weekend project you’ve been planning, or perhaps just to grab some essentials. You’re wondering, ‘Can I use Afterpay here?’ It’s a fair question, especially with how popular ‘buy now, pay later’ services have become. Essentially, asking ‘Does Bunnings do Afterpay?’ means you want to know if you can split the cost of your purchases into smaller, manageable payments when you shop at the big green shed.

It’s not just about clothes or electronics anymore; these payment options are popping up everywhere, and Bunnings is no exception. This means you might be able to grab that new whipper snipper or a stack of timber and pay it off over time, rather than forking out the full amount upfront. We’ll break down exactly how it works, both in-store and online, so you know what to expect before you get to the checkout.

Understanding how Afterpay fits into your shopping habits at Bunnings is key to managing your budget effectively. It offers a different way to pay, but it’s important to know the rules.

Here’s a quick look at what we’ll cover:

  • Whether Afterpay is accepted in physical stores.
  • How to actually use Afterpay if you’re shopping in person.
  • The online payment situation for Afterpay.
  • A comparison of the payment options available.
  • Other payment alternatives you might find useful.

It’s all about making your Bunnings trips a bit easier on the wallet, especially for those bigger buys. You might even find some third-party sellers on the Bunnings Marketplace accept it too, though that’s a whole other story!

Does Bunnings Do Afterpay? Overview of Current Payment Policies at Bunnings

Can I use Afterpay at Bunnings Warehouse in-store and online

So, the big question on everyone’s lips: does Bunnings do Afterpay? The short answer is YES, they do! This is pretty great news for all of us DIY enthusiasts and home renovators out there. It means you can grab that new toolset or those garden supplies you’ve been eyeing and spread the cost over four manageable, interest-free payments.

Bunnings has embraced Afterpay, allowing customers to use it both in-store and online. This flexibility is a game-changer, especially when you’re planning a bigger project and need to manage your budget carefully.

Here’s a quick rundown of how it generally works:

  • Payment Structure: Afterpay splits your total purchase amount into four equal instalments.
  • Payment Schedule: These payments are due every two weeks.
  • Interest: As long as you make your payments on time, there’s no interest charged.
  • Late Fees: Missing a payment will incur a late fee, so it’s always best to stay on top of your schedule.

It’s important to remember that Afterpay is a form of credit. While it offers convenience, it’s wise to only spend what you can comfortably afford to repay to avoid any financial stress down the track. Always check the specific terms and conditions for any minimum spend requirements or exclusions that might apply to your purchase.

This move by Bunnings means that does Bunnings do Afterpay is no longer a question of ‘if’, but ‘how’ you can best utilise it for your next shopping trip. It’s a significant step for shoppers looking for more payment options. So, does Bunnings do Afterpay? Absolutely. It’s all about making those home improvement dreams a bit more accessible. Many shoppers are keen to know if does Bunnings do Afterpay, and the answer is a resounding yes.

In-Store Payments

So, you’re at Bunnings, right? You’ve got your trolley loaded up with timber, a new set of tools, maybe even a fancy new barbecue. And you’re wondering, ‘Can I use Afterpay here, right now?’

Yes, you absolutely can use Afterpay in Bunnings stores across Australia. It’s not just an online thing anymore. This is pretty handy for those bigger projects where you might not have all the cash upfront. You know, the kind of stuff that makes your weekend project feel a bit more manageable.

Using Afterpay in-store is pretty straightforward, but it does involve your phone. You can’t just whip out your Afterpay card like you might with a regular credit or debit card. Here’s the general idea:

  • Get the App Ready: First things first, you need the Afterpay app on your phone. If you haven’t got it, download it and set up your account. Make sure it’s updated to the latest version.
  • Set Up Your Afterpay Card: Inside the app, you’ll find a section for the ‘Afterpay Card’. You’ll need to add this to your digital wallet – think Apple Pay, Google Pay, or Samsung Pay, depending on your phone.
  • Tap and Pay: When you get to the checkout, just open your digital wallet, select your Afterpay Card, and tap your phone on the payment terminal like you would with any other contactless payment.

It’s a bit different from just scanning a barcode like some other places might do, but it works. You’ll make your first payment then and there, and the rest gets spread out over four fortnightly payments. Pretty neat for keeping your budget in check while you’re stocking up on supplies.

Just remember, while it’s interest-free if you pay on time, missing payments can lead to late fees. So, keep an eye on those due dates!

Step-by-Step: How to Use Afterpay at Bunnings Stores

So, you’ve decided to tackle that weekend project and want to use Afterpay at Bunnings in person? It’s actually pretty straightforward once you’ve got the app set up. Think of it like using your phone to pay for your coffee, but for that new drill or a stack of plants.

Here’s the lowdown on how to make it happen:

  1. Get the Afterpay App Ready: First things first, you’ll need the Afterpay app on your phone. If you haven’t already, download it from your app store. Make sure it’s updated to the latest version.
  2. Set Up Your Afterpay Card: Inside the app, head to the ‘In-Store’ tab. You’ll need to set up your digital Afterpay Card. Follow the prompts to add this virtual card to your phone’s digital wallet – whether that’s Apple Pay, Google Pay, or Samsung Pay.
  3. Head to Bunnings: Grab your shopping list and head down to your local Bunnings warehouse.
  4. Shop as Usual: Wander the aisles, pick out everything you need for your project. There’s no minimum spend to worry about when using Afterpay in-store, which is a nice bonus.
  5. Tap to Pay: When you get to the checkout, let the team member know you’ll be paying with Afterpay. Unlock your phone, open your digital wallet, and hold it near the payment terminal to tap and pay, just like you would with a regular card.

That’s pretty much it! Your purchase will be split into four fortnightly payments, with the first one due right then and there at the checkout.

It’s important to remember that Afterpay is a form of credit. While it’s handy for spreading out costs, make sure you’ve got a plan to manage those four payments, so you don’t end up with late fees. Treat it like any other financial commitment.

It’s a pretty neat way to get your hands on what you need for your home and garden projects without having to fork out all the cash upfront. Just remember to keep an eye on your payment schedule within the app.

Does Bunnings Do Afterpay Online? 

So, you’ve been browsing the Bunnings website, adding a new whipper snipper and maybe some potting mix to your cart, and you’re wondering if you can use Afterpay for your online haul. The short answer is, unfortunately, no. Bunnings doesn’t currently offer Afterpay as a payment option on its website.

While Afterpay is a popular choice for many online retailers, Bunnings has chosen to keep its online payment methods a bit more traditional. This means when you’re checking out with your online order, you’ll need to stick to the usual suspects like credit or debit cards, or other accepted payment methods.

It’s a bit of a bummer, especially if you’ve gotten used to splitting your purchases. You might find that other hardware or home improvement stores do offer Afterpay online, so it’s always worth a quick comparison if that’s a dealbreaker for you.

It’s a bit of a shame that Afterpay isn’t available for online purchases at Bunnings. Many people find it a handy way to manage their budget, especially for those bigger DIY projects that can add up quickly. Hopefully, they’ll consider adding it in the future, but for now, it’s strictly an in-store option.

Here’s a quick rundown of what you can expect when shopping online at Bunnings:

  • Credit and Debit Cards: Visa, Mastercard, and American Express are generally accepted.
  • Other Payment Methods: Depending on the specific transaction, other options might be available, but Afterpay isn’t one of them.

It’s always a good idea to double-check the payment options listed at checkout when you’re finalising your online order, just in case anything changes. But as of now, if you want to use Afterpay for your Bunnings purchases, you’ll need to head into a physical store.

Comparing In-Store vs Online: Payment Options Breakdown at Bunnings

So, you’re wondering how paying with Afterpay at Bunnings stacks up between the aisles and your screen? It’s a fair question, and the short answer is, it’s pretty similar, but there are a few bits and pieces to keep in mind.

The core idea of splitting your purchase into four interest-free payments remains the same, whether you’re grabbing a new rake or ordering a shed online. However, the actual process of using it differs.

Here’s a quick look at how they generally work:

Online When you’re checking out on the Bunnings website, you’ll see Afterpay as a payment option. You’ll select it, and then you’ll be prompted to log into your Afterpay account or sign up if you haven’t already. Afterpay handles the rest, splitting the payment for your online order.
In-Store You’ll need the Afterpay app on your phone. Set up your digital Afterpay Card within the app, add it to your phone’s digital wallet (like Apple Pay or Google Pay), and then just tap to pay at checkout. It’s pretty much like using any other digital card.

It’s worth noting that while the payment structure is consistent, the way you initiate the payment is the main difference. For in-store, it’s all about your phone and a quick tap. Online, it’s a digital selection during the checkout process.

While both methods offer the convenience of ‘buy now, pay later’, it’s always a good idea to check the specific terms and conditions for any potential limits or specific requirements that might apply to either in-store or online purchases. Sometimes, promotions or specific product categories might have slightly different rules, so a glance at the Afterpay app or the Bunnings website can save you a headache later on.

Other Buy Now, Pay Later (BNPL) Alternatives at Bunnings

While Afterpay is a popular choice for splitting payments at Bunnings, it’s not the only game in town. Bunnings also accepts other Buy Now, Pay Later (BNPL) services, giving you a few more options to manage your purchases. It’s always a good idea to see what’s available and pick the one that best suits your budget and how you like to pay.

Here are some of the other BNPL services you might find accepted at Bunnings:

  • Zip Pay/Zip Money: These services offer different credit limits and repayment structures, so you can choose one that fits the size of your purchase. Zip often has flexible repayment options, which can be handy.
  • Humm: Humm is another BNPL provider that allows you to spread the cost of your purchases. They often have options for longer repayment terms on larger purchases, which can make big projects more manageable.

It’s worth noting that the specific BNPL services accepted can sometimes change, and there might be different rules or minimum spend requirements for each. Always check at the checkout or on the Bunnings website for the most up-to-date information before you shop.

Using BNPL services means you’re essentially taking out a short-term loan. While they can be super helpful for budgeting, it’s really important to make sure you can comfortably make the repayments. Missing payments can lead to extra fees, and that’s definitely not what anyone wants when they’re just trying to get a new shed or some plants for the garden.

Does Bunnings Do Afterpay Without Minimum Spend? Terms & Conditions Explained

So, you’re keen to use Afterpay at Bunnings for that big project, but you’re wondering if there’s a catch, like a minimum spend. Good news! You don’t need to hit a certain dollar amount to use Afterpay in Bunnings stores. This means whether you’re grabbing a few screws or a whole new set of tools, Afterpay can be an option.

When you use Afterpay, the deal is pretty standard: you split your purchase into four equal payments, and these are due every two weeks. It’s interest-free, which is the main drawcard for a lot of people. However, it’s not all smooth sailing if you don’t keep up with the payments.

Here’s a quick rundown of the terms to keep in mind:

Feature Details
Payment Schedule Four fortnightly instalments. The first one is usually due at the time of purchase.
Late Fees If you miss a payment, Afterpay will hit you with a late fee. For smaller purchases under $40, it’s typically a single $10 fee. For larger amounts, it’s usually 25% of the purchase price or a set amount, whichever is less. They’ve capped the total late fees per order, so you won’t end up paying an astronomical amount, but it’s still an extra cost you want to avoid.
Spending Limits Afterpay has its own spending limits, which can vary. This isn’t a Bunnings rule, but an Afterpay one. You might need to check your app to see what your limit is.
First Payment Be prepared to pay 25% of the total cost upfront when you make the purchase. This is standard for Afterpay, whether you’re at Bunnings or elsewhere.

It’s really important to remember that Afterpay is a form of credit. While it feels like you’re just splitting payments, you’re still committing to a repayment plan. Make sure you can comfortably afford those four payments before you commit, especially for larger purchases that might stretch your budget.

So, while there’s no minimum spend to use Afterpay at Bunnings, you do need to be mindful of the repayment schedule and potential late fees. It’s a handy tool for managing cash flow, but only if you use it responsibly.

Pros & Cons of Using Afterpay at Bunnings

So, you’re thinking about using Afterpay for your next Bunnings run? It’s a pretty popular way to pay these days, and for good reason. But like anything, it’s not all sunshine and rainbows. Let’s break down the good and the not-so-good.

The Upsides (Pros)

Budgeting Made Easier This is the big one. Afterpay lets you spread the cost of those bigger purchases, like a new lawnmower or a stack of timber, over four fortnightly payments. This means you can get what you need now without emptying your wallet all at once. It’s handy for those DIY projects that pop up unexpectedly.
Interest-Free (Mostly) As long as you make your payments on time, Afterpay doesn’t charge you any interest. This is a massive plus compared to traditional credit cards, where interest can really add up.
Instant Gratification You get your goods straight away. No waiting around like with old-school layby. You can grab that new tool or garden supplies and start your project immediately.
Widely Accepted Now that it’s available in-store and online at Bunnings, it’s super convenient for whatever shopping method you prefer. You can even use it for items from the Bunnings Marketplace.

The Downsides (Cons)

Risk of Overspending Because it feels like you’re not paying the full amount upfront, it can be easy to get carried away and buy more than you originally intended. That impulse buy of a fancy new barbecue might seem okay at the time, but those four payments still need to be made.
Late Fees Can Bite If you miss a payment, Afterpay hits you with a late fee. It’s usually 25% of the outstanding order value or $10, whichever is less, but it can add up quickly if you’re not careful. This is the main reason to be super organised with your payments.
Not a Real Credit Check (But Still Credit) While Afterpay doesn’t do a hard credit check like a bank, it’s still a form of credit. If you’re already juggling a few of these payment plans, it can become a financial juggling act that’s hard to keep up with.
Potential for Debt Spirals For some people, especially those on tighter budgets, using Afterpay can lead to a cycle of debt if not managed responsibly. It’s easy to fall into the trap of using it to pay for essentials when you’re short, rather than just for planned purchases.

Using Afterpay at Bunnings, or anywhere else for that matter, really comes down to how well you manage your money. It’s a tool that can be incredibly helpful for budgeting and getting things done, but it requires discipline. If you’re prone to impulse buys or struggle with sticking to payment schedules, you might want to think twice or at least set some strict personal limits before you hit the checkout.

Here’s a quick rundown:

  • Pros: Budget flexibility, interest-free (if on time), and immediate purchase.
  • Cons: Overspending temptation, late fees, and potential debt issues.

Ultimately, whether Afterpay is a good choice for your Bunnings shopping depends on your personal financial habits. Just be honest with yourself about whether you can handle the repayments.

Tips for Using Afterpay at Bunnings Without Issues

Bunnings Afterpay payment options and how to use them

So, you’re keen to use Afterpay at Bunnings for that big project, but want to keep things smooth sailing? Smart move. A little bit of planning goes a long way to avoid any hiccups.

First off, always check your available spend in the Afterpay app before you head to the store or start adding things to your online cart. It’s a bit like checking your bank balance before a big shop – just makes things easier. You don’t want to get to the checkout and find out you’ve hit your limit.

Here are a few pointers to keep in mind:

Know your payment schedule Afterpay splits your payments over four fortnightly instalments. Make sure you know when these are due. Setting up automatic payments is a good idea, but if you prefer to do it manually, put reminders in your phone. Missing a payment can lead to late fees, and nobody wants that.
Keep an eye on your spending It’s easy to get carried away, especially when you’re surrounded by all those tempting tools and garden supplies. Stick to your budget. Afterpay is great for spreading costs, but it’s still money you need to pay back.
Understand the return policy If you need to return an item bought with Afterpay, the process usually follows Bunnings’ standard return policy. Any refund will go back to Afterpay, and they’ll adjust your payment plan accordingly. It’s worth double-checking the specifics with Bunnings if you’re unsure.

Remember, Afterpay is a financial service. Treat it responsibly by only spending what you can comfortably repay. It’s designed to help manage cash flow, not to encourage debt.

If you’re planning a larger purchase, it might be worth looking into the minimum spend requirements for Afterpay, although generally, there isn’t one for in-store purchases at Bunnings. Just be aware of your overall financial commitments. A bit of common sense and a quick check of the app can make your Bunnings shopping trip with Afterpay a breeze.

Customer FAQs: Common Questions About “Does Bunnings Do Afterpay?”

Right then, let’s clear up some of the common questions folks have been asking about using Afterpay at Bunnings. It can be a bit confusing with different rules for in-store and online, so here’s the lowdown.

Can I use Afterpay for any purchase at Bunnings?

Generally, yes, you can use Afterpay for most purchases at Bunnings, both in-store and online. However, there might be a few exceptions, like gift cards or specific services. It’s always a good idea to double-check at the checkout if you’re unsure about a particular item.

What’s the minimum spend to use Afterpay at Bunnings?

Good news here! There’s no minimum spend required to use Afterpay at Bunnings. This means you can split the cost of even small purchases, which is handy if you’re just grabbing a few bits and pieces.

How do I pay my Afterpay instalments?

Afterpay works by splitting your purchase into four equal, interest-free payments. These are usually due every two weeks. You can manage your payments through the Afterpay app or website. They often send reminders, but it’s up to you to make sure the payments are made on time to avoid late fees.

What happens if I miss an Afterpay payment?

If you miss a payment, Afterpay will charge a late fee. This fee is usually a percentage of the payment amount or a set fee, whichever is lower. It’s really important to keep up with your payments to avoid these extra costs. If you’re struggling, it’s best to contact Afterpay directly as soon as possible to see what options you might have.

Can I get a refund if I paid with Afterpay at Bunnings?

Yes, refunds work pretty much the same as they do with other payment methods. If you return an item purchased with Afterpay, Bunnings will process the refund. Afterpay will then be notified, and they’ll adjust your payment schedule accordingly. This might mean you get a refund for payments you’ve already made, or your remaining payments are reduced. It can take a few days for the refund to show up, so be patient.

Does Bunnings offer Afterpay on gift cards?

This is a bit of a tricky one. While you can buy Bunnings gift cards through the Afterpay website for use at Bunnings, you generally cannot use Afterpay directly at the Bunnings register to purchase a Bunnings gift card. It’s best to buy the gift card first and then use Afterpay for other items, or buy the gift card using a different payment method.

Are there any other ‘buy now, pay later’ options at Bunnings besides Afterpay?

Bunnings does accept other payment methods, but Afterpay is the primary ‘buy now, pay later’ service they’ve partnered with. It’s worth checking their website or asking at the customer service desk if you’re looking for specific alternatives, but Afterpay is the main one you’ll see advertised.

Using Afterpay can be a helpful tool for managing your budget, especially for those bigger DIY projects. Just remember it’s a commitment, and staying on top of your payments is key to avoiding any nasty surprises. Treat it like any other financial agreement – responsibly!

Final Answer to “Does Bunnings Do Afterpay?”

So, to wrap things up, the big question: does Bunnings do Afterpay? Yes, they absolutely do! You can use Afterpay both in-store and online when you’re shopping at Bunnings.

It’s pretty straightforward, really. For in-store purchases, you’ll use the Afterpay app to generate a barcode, which gets scanned at checkout. Online, it’s just another payment option you select when you’re finalising your order.

Here’s a quick rundown:

  • In-Store: Use the Afterpay app to create a digital card or barcode. Scan it at the register.
  • Online: Select Afterpay as your payment method during checkout on the Bunnings website.

There’s no minimum spend required to use Afterpay at Bunnings, which is a nice bonus. You’ll split your purchase into four fortnightly, interest-free payments. Just remember, if you miss a payment, there are late fees, so it’s always best to stay on top of those dates.

While Afterpay offers a handy way to spread out the cost of those bigger DIY projects or garden makeovers, it’s still a form of credit. It’s wise to be mindful of your budget and only spend what you can comfortably repay over the four instalments. Think of it as a budgeting tool, not a way to spend more than you normally would.

Ultimately, Afterpay at Bunnings gives you more flexibility for your home improvement plans, making those big purchases a bit more manageable on your wallet.

So, does Bunnings accept Afterpay? We’ve got the full scoop right here! If you’re keen to know more about how you can shop and pay your way, head over to our website for all the details. We make it easy to find out what you need to know.

Frequently Asked Questions

Can I use Afterpay at Bunnings stores?

Yep, you sure can! Bunnings now accepts Afterpay in all its stores. This means you can grab those tools or garden supplies you’ve been eyeing and pay for them over time.

How do I use Afterpay in a Bunnings store?

It’s pretty straightforward. First, you’ll need the Afterpay app on your phone. Set up your digital Afterpay Card within the app and add it to your phone’s wallet (like Apple Pay or Google Pay). When you’re at the checkout, just tap your phone to pay using your Afterpay Card, just like you would with a normal card.

Is there a minimum spend to use Afterpay at Bunnings?

Good news! There’s no minimum spend required to use Afterpay at Bunnings. You can use it for small purchases or big renovation projects.

How does the payment schedule work with Afterpay at Bunnings?

Afterpay splits your purchase into four equal payments. You’ll pay the first quarter upfront when you buy, and the remaining three payments will be automatically taken every two weeks. It’s interest-free as long as you make your payments on time.

What happens if I miss an Afterpay payment at Bunnings?

If you miss a payment, Afterpay will charge a late fee. This fee is usually 25% of the payment amount or $68, whichever is less. It’s best to make sure you can keep up with the payments to avoid these extra costs.

Can I use Afterpay for online purchases from Bunnings?

Currently, Afterpay is available for in-store purchases at Bunnings. Bunnings’ online store might have different payment options, so it’s worth checking their website directly for the most up-to-date info on online payment methods.

Are there any other ‘buy now, pay later’ options at Bunnings?

While Afterpay is a popular choice, Bunnings might offer other payment plans or options. It’s always a good idea to ask at the customer service desk or check their website for the full range of payment methods they accept.

What if I need to return an item bought with Afterpay at Bunnings?

If you need to return something, you’ll follow Bunnings’ usual returns process. Once Bunnings approves the return, they’ll process the refund through Afterpay. Your Afterpay payments will be adjusted or cancelled accordingly.